Pamela Capalad

Co-Founder, Curriculum Developer, & Workshop Facilitator

Pamela Capalad, CFP® stumbled into financial literacy because she needed a summer job and a place called the money camp was hiring. She found herself teaching week long camps where kids learned how to budget, use credit cards wisely, save their money, start businesses, and invest the stock market.

After three years of teaching scores of kids (and adults!), she was convinced that there was a crippling need for financial literacy education, so she took her Literature degree from UC Santa Barbara and made her way to New York City, where she thought she could get the best insights on how the financial industry really worked.

Seven years later, she is still wading through vast amounts of information (and earned her Certified Financial Planner™ designation in the process) so she can continue to demystify the complex world of finance for Pockets Change kids and for her Brunch & Budget clients.

You can catch her on the internet waves every Sunday at 2:00pm ET on Bondfire Radio.

Andrea Ferrero

Co-Founder, Curriculum Developer, & Workshop Facilitator

Andrea Ferrero has worked in the field of education over 7 years in varying capacities. She has taught students spanning from preschool to 12th grade in multiple subject areas. She has led public schools to national distinction and accreditation. Andrea is a highly qualified preK-12th grade educator with NCLB. She holds a degree in education, is trained in English language acquisition, multi-age learning instruction, and advanced curriculum and instruction.

Andrea orchestrates the classroom environment to provide each student with a myriad of opportunities to learn and explore. She has been recognized by Golden Key Honour Society and Cambridge Who’s Who in education.

Each year she touches the lives of hundreds of children, teens, and their families through her work in the field of education and the public school system. Andrea’s teaching is innovative and engaging moving children to mastery and high levels of achievement.

Brian ‘Dyalekt’ Kushner

Curriculum developer, Workshop Facilitator, Graphics and Layout manager

Dyalekt is an MC, Hip Hop educator, actor, and playwright who has rocked everywhere fromSummerstage to La Mama to warehouse parties, and is on the theme song (Spectacular Failure) of MTV’s Wait til Next Year. He’s a member of the Public Theater’s Emerging Writers Group, and his play (Sound is Vibration) was read at the Public Theater’s EWG Spotlight Series (by a bunch of recent Oscar & Emmy winners). Dyalekt performed in the Oregon Shakespeare Festival’s Green Show with his band Deathrow Tull (, where they led Lincoln-Douglas D’Bates using freestyle rap.

His first album, Square Peg Syndrome, is also a one-man (+1 DJ, whatup MINDSpray) play that debuted in Prague, CZ at Divadlo Archa and a curriculum that was piloted for over 400 students in St. Croix, USVI. His unique brand of hip-hop education has been presented to preschoolers, high school dropouts, teachers & administrators, youth prisoners, and even Yale grad students. He promises to cypher with you.

For more information about all of these things, go to